When it comes to car insurance, the details of a.) how deductibles work and b.) what they even are in the first place can feel a bit confusing. Luckily, State Farm® agents can help you better understand coverages and deductibles, compare options and find a policy that helps fit your needs—so even if you’re starting from car insurance knowledge ground zero, there’s someone who can help answer your questions and concerns. And turns out, we’re not the only ones who turn to State Farm for help learning the ins and outs of car insurance. A few of our favorite creators gave us the 411 on how State Farm helped them feel more confident understanding how car insurance deductibles work. Find out more below.
This Company Helps Make Car Insurance Deductibles Easier to Understand (Just Ask These Creators)
*sigh of relief incoming*
The Couple Whose Car Caught on Fire (Yes, Seriously)
If anyone knows just how important car insurance is, it’s Katie and Cody (@highboyla). A few months ago, their car caught on fire right outside of their home, and in the middle of that chaos, they realized they had no clue how their car insurance deductible worked. Thankfully, she learned that after they paid their deductible, insurance would help them with the rest since their claim was covered—and now, they can apply this knowledge of deductibles moving forward for any curveballs that come up.
The Twenty-Something Who Needed to Know the Basics
Car insurance can be confusing to even the most seasoned insurance holders, and for the younger, twenty-something folks out there like Brianna (@briannaancheta), it can feel like trying to decipher Morse code. A deductible was explained to her in the simplest of terms, she feels prepared for any kind of issue that could arise—she only wishes she would’ve known sooner.
The One Whose Husband’s Bike Needed to Be Replaced
Sunnie (@sunniebrook) got a call no one ever wants to receive: her husband was the victim of a hit and run, and his motorcycle was completely destroyed. Her husband was fortunately OK, but they still had to deal with contacting their insurance company to file a claim for his bike. Sunnie shares how thankful she was that her State Farm agent walked her through everything in a matter of minutes, explaining how their deductible worked in their unique circumstance.
The Mom Who Didn’t Think She Had Time to Learn About Insurance Deductibles
Chesley (@chesleycarele) is a busy mom of three—so between cooking, taking care of her kids and finding time for herself, she thought she’d never be able to digest the ins and outs of car insurance. But with the help of an article that explained deductibles, she now better understands the process of choosing a policy—and won’t be caught off guard if she needs to contact her insurance in case of emergencies.